Contents
1. What Are Cookies
Cookies are small text files that are stored on your device (computer, tablet or phone) when you visit a website. They allow the website to remember your actions and preferences over a period of time, so you do not have to re-enter them whenever you come back or browse from one page to another.
We also use similar technologies such as local storage, session storage and pixel tags which work in a comparable way. References to "cookies" in this policy include these technologies.
2. Cookies We Use
Essential cookies
These cookies are strictly necessary for the website to function and cannot be switched off. They are usually set in response to actions you take, such as logging in or filling in a form. Without these cookies, parts of the site will not work.
Analytics cookies
These cookies help us understand how visitors use our website by collecting information anonymously. We use this data to improve the website experience and measure the effectiveness of our content. You can opt out of analytics cookies without affecting your use of the site.
Functional cookies
These cookies enable the website to provide enhanced functionality and personalisation, such as remembering your language preference or previously viewed content. They may be set by us or by third-party providers whose services we use.
3. Cookie Details Table
4. Third-Party Cookies
Some cookies on our website are set by third-party services. We currently use:
- Google Analytics — for website usage analytics. Google's privacy policy applies to these cookies. You can opt out via Google's opt-out tool.
- Payment processors — our payment partners may set cookies strictly necessary for processing transactions securely.
We do not allow third-party advertising or retargeting cookies on our website.
5. Managing Your Cookie Preferences
You can control cookies through your browser settings. Most browsers allow you to:
- View the cookies stored on your device
- Block all or specific cookies
- Delete cookies when you close your browser
Please be aware that blocking essential cookies may prevent you from logging in or using certain features of our website. Links to cookie settings for common browsers:
6. App Tracking Technologies
Our mobile app uses similar technologies to cookies, including:
- Device identifiers — to recognise your registered device for security purposes
- Local storage — to store your preferences and improve app performance
- Crash analytics — anonymised data to help us identify and fix app issues
You can manage app tracking permissions through your device's privacy settings (iOS: Settings > Privacy and Security; Android: Settings > Privacy).
7. Changes to This Policy
We may update this Cookie Policy from time to time. When we make material changes, we will update the "Last updated" date at the top of this page and, where appropriate, notify you via our website or app.
8. Contact Us
If you have any questions about our use of cookies, please contact us:
- Email: privacy@magajingari.com
- Phone: +234 801 234 5678
- Address: Magajin-Gari Microfinance Bank Limited, Ilorin, Kwara State, Nigeria