Everything you need, nothing you don't
Simple, transparent products with no hidden charges and no complicated fine print.
USSD Lending
Instant loans from any phone, no internet needed. Dial *367*626# and get funded in minutes.
- Borrow ₦5,000 – ₦500,000
- Funds in your account in minutes
- Repay over 1 – 12 months
- No smartphone or internet required
- Available 24/7 including weekends
Daily Working Capital
Fast short-cycle credit to keep your business moving every day. Cover stock purchases, operational costs and cash gaps with flexible daily working capital designed for traders and SMEs.
- Advance up to 50% of your net salary
- Zero collateral required
- Auto-repayment on salary day
- No rollover fees if paid on time
- Available to all salary earners
Civil Servant Credit
Salary-backed loans exclusively for government employees, processed instantly through your LGA payroll.
- Borrow up to 3x your net monthly salary
- Instant approval via *367*626#
- Repayment via payroll deduction
- Available across all 16 Kwara LGAs
- Grace period for delayed salary months
Savings Account
Open a zero-fee savings account in 5 minutes and earn up to 8% per annum on locked savings.
- Zero maintenance fees
- Up to 8% p.a. on locked savings
- Auto-save from salary direct debit
- Withdraw anytime via USSD or agent
- NDIC insured deposits
Station Saver
Lock in today's fuel price for future purchases. Protect yourself from price hikes before they hit.
- Lock fuel prices up to 3 months ahead
- Redeem at any partner station
- Save automatically from your balance
- Track locked savings on USSD
- Available for petrol and diesel
Agency Banking
Walk-in banking services at our growing network of agent locations for cash deposits, withdrawals, and more.
- Deposit and withdraw cash near you
- Pay bills and transfer money
- Open accounts without a branch visit
- Located in LGA secretariats & markets
- Trained local agents you can trust