Our Solutions
Banking that fits your world
We don't offer generic products. Each solution is built around a specific Nigerian's real life and needs.
For Civil Servants
Government employees at federal and state levels deserve fast, stress-free access to credit, without leaving their desks.
What we offer
- Salary-backed loans up to 3x your net monthly pay
- Instant approval via *367*626#. No paperwork
- 📅Automatic payroll deduction for repayments
- 🏛️Active in all 16 LGAs across Kwara State
- 🛡️Grace period if your salary is delayed
For Traders & Merchants
Market traders and informal business owners need fast working capital, not a pile of forms and collateral requirements.
What we offer
- 💰Working capital loans with flexible repayment
- Apply via USSD. No smartphone needed
- Station Saver to lock in fuel & commodity prices
- Savings account with zero maintenance fees
- Support from trained local banking agents
For Households & Families
From emergency loans to school fee advances and household savings. We help families plan ahead and stay afloat.
What we offer
- Emergency loans disbursed in under 10 minutes
- Daily working capital for business expenses
- School fee loans with term-aligned repayment
- Target savings with up to 8% interest
- Free transfers to any Nigerian bank account
For Agents & Partners
Become a Magajin-Gari agent and bring banking services to your community while earning a reliable commission income.
What we offer
- Become an agency banking hub operator
- Earn commission on every transaction processed
- Full onboarding, training, and equipment support
- USSD terminal with no internet required to operate
- LGA and government partnership opportunities